038Days
21Hours
55Min
10Sec
Build My Program

AUSTRAC deadline: 1 July 2026

1 July 2026 is getting closer. Your compliance program should already be underway.

AUSTRAC enrolment is open. Accountants, lawyers, real estate agents and conveyancers need a finished AML/CTF program, not a pile of guidance notes. We build the program for you at a fixed price so your firm can move quickly and cleanly.

Build My Compliance Program -> Talk to us first

Short form first. We review your firm, identify likely scope, and reply personally with the next step.

Countdown to compliance day

038Days
21Hours
55Min
10Sec
  • Enrolment opened 31 March 2026
  • Fixed-price programs for professional services firms
  • Personal follow-up after every enquiry

Built by AML/CTF specialists for professional services firms facing Tranche 2.

YOUR COMPLIANCE TIMELINE — AML/CTF TRANCHE 2 Enrolment Opens 31 March 2026 Register with AUSTRAC Implement & Train April — June 2026 Roll out your program 1 JULY 2026 HARD DEADLINE Penalties commence Get a compliant AML/CTF program before the deadline — assemblecompliance.com.au
The key dates prospects care about most: enrolment is open, implementation happens now, deadline is 1 July 2026.

The problem

Most firms know the deadline. Fewer know what has to be built.

AUSTRAC opened enrolment for Tranche 2 reporting entities on 31 March 2026. Real estate agents, accountants, lawyers, and conveyancers now need a working AML/CTF program, documented procedures, and internal rollout before 1 July 2026.

Most firms do not need another vague advisory relationship. They need a complete program, clear next steps, and a path to implementation that does not eat the next six weeks.

Proof of method

Built by AML/CTF specialists

Specialist framing matters more than generic consultancy language in a compliance purchase.

Proof of deliverable

Sample program preview on-page

Prospects can see the quality and structure of the documentation before they enquire.

Proof of commercial clarity

Fixed pricing and personal follow-up

No hourly sprawl, no forced call booking, and no anonymous autoresponder sequence.

Who it affects

Profession-specific pages convert better.

Searchers want to see their profession, their services, and their likely exposure. That is why each industry gets its own page with specific obligations, scope examples, and FAQs.

Accountants

If your accounting firm creates entities, manages client funds, or provides trust and company services, you may already be in scope.

See accountants obligations ->

Lawyers

Law firms become exposed when they move beyond advice and help execute transactions, hold funds, or create structures.

See lawyers obligations ->

Real Estate Agents

Property transactions are a major AML focus, which means agencies need a practical program before the deadline pressure peaks.

See real estate agents obligations ->

Conveyancers

Conveyancers sit directly inside transaction execution, which makes the deadline especially important for smaller practices.

See conveyancers obligations ->

The risk

Non-compliance carries real financial and reputational exposure.

AUSTRAC does not need to be dealing with a major bank for the penalty framework to matter. The same framework applies to reporting entities that fail to put the required program in place.

$31.3Mmaximum civil penalty per contravention for corporations$313Kmaximum civil penalty per contravention for individuals

How it works

Three steps. Clear handover. Personal follow-up.

You do not need to book a call to get started. Submit the short form and we review your firm before recommending the next move.

1

You brief us

Tell us your industry, firm size, and likely designated services. It takes a few minutes, not a discovery marathon.

2

We review and scope

We assess likely exposure, package fit, and the fastest way to get your program built without unnecessary work.

3

You get a personal reply

We respond with what you need, what is included, and what the next step looks like for your firm.

Build My Compliance Program ->

What you get

A real deliverable, not a vague promise.

Sample program previews work as trust proof because they show prospects what they are actually buying: structured documentation, role-specific procedures, and practical implementation materials.

  • AML/CTF Program document
  • Business-wide ML/TF risk assessment
  • CDD procedures and templates
  • Staff training guide
  • AUSTRAC enrolment support
  • Ongoing review schedule template
What this replacesDIY interpretation, scattered guidance, and consultant ambiguity.
What this createsA working compliance foundation your firm can review and implement.
AML-CTF-Program-Williams-Associates-2026.pdf Williams & Associates Chartered Accountants — AML/CTF Compliance Program CONFIDENTIAL Client Copy AML/CTF COMPLIANCE PROGRAM Williams & Associates Accounting — ABN XX XXX XXX XXX — Version 1.0 — June 2026 TABLE OF CONTENTS 1. Program Overview 2. Designated Services 3. ML/TF Risk Assessment 4. Customer Due Diligence 4.1 Standard CDD 4.2 Enhanced CDD 5. Ongoing Monitoring 6. Reporting Obligations 7. Staff Training 8. Record Keeping 9. Review Schedule Appendix A: CDD Forms Appendix B: Risk Register Appendix C: AUSTRAC Guide 1. Program Overview This AML/CTF Compliance Program has been prepared for Williams & Associates Accounting ("the Firm") pursuant to the requirements of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) ("the AML/CTF Act"). The Firm provides designated services as defined under the AML/CTF Act, including the formation of companies and trusts, management of client funds, and execution of financial transactions on behalf of clients. Accordingly, the Firm is required to: Enrol with AUSTRAC as a reporting entity Maintain this AML/CTF Program from 1 July 2026 Conduct Customer Due Diligence on all applicable clients Report suspicious matters and threshold transactions to AUSTRAC SAMPLE by Assemble Compliance — assemblecompliance.com.au Assemble Compliance — AML/CTF Program — Page 1 of 47
Sample program preview showing the structure and quality of the delivered documentation.

Pricing

Fixed pricing beats uncertainty.

You are comparing a fixed one-off build against the cost of delay, rushed DIY work, or high-fee consultants. The goal here is certainty, speed, and usable output.

Essential

$3,997

Simple practices with one designated service type

Professional

$5,997

Growing firms with multiple service types or added risk

Enterprise

$9,997

Complex structures, multiple entities, or elevated risk exposure
See What's Included ->

FAQ

Answer the objections before they stall the enquiry.

A high-ticket compliance service still needs clear answers on scope, timing, value, and process before people submit a form.

Do I have to book a call first?

No. The main path is the short form. We review your firm and reply personally with the best next step.

Can I just use the AUSTRAC starter kit?

It is a starting point, not a finished program for your firm. Most businesses still need tailoring, procedures, and implementation materials.

How quickly do you reply?

We review the enquiry as soon as it lands, then respond with likely scope, package fit, and the next action.

What if I am partly compliant already?

That is useful. We can work from what you already have and focus on the missing components.

What happens if I do nothing?

You risk delay, incomplete implementation, and exposure to meaningful civil penalties plus reputational damage if the issue escalates.

Primary action

Build My Compliance Program

Send the short form. We will review your firm, identify likely AML/CTF scope, and reply personally with the next step.

What happens after you submit?

  1. We review your firm, services, and likely AML/CTF scope.
  2. We identify the fastest path to a compliant program and likely package fit.
  3. You get a personal reply from Assemble Compliance with next steps.

No obligation. No hard sell. We review your firm first and reply personally.


Build My Program ->